Rate has launched the first fully integrated Spanish-language mobile app from a U.S. mortgage lender.
The app allows Spanish-speaking users to search for homes, apply for a mortgage, track loan status, communicate with bilingual professionals and access educational content from their phones.
This release is the latest expansion of Rate’s Language Access Program, which offers the following features:
- Digital mortgage application in Spanish
- Customer service and loan officers fluent in Spanish
- Loan disclosures and servicing in Spanish
- Same Day Mortgage in Spanish
- Marketing, advertising and negotiation are available in Spanish across all 50 states
Users can download the Rate app from the Apple Store and Google Play. Spanish-speaking users can access the Spanish version by updating the phone settings in Spanish.
“We’ve already seen what’s possible when we invest in Spanish-language technology: our Latino salesforce has tripled, our funded loan volume in Latino communities has doubled as a percentage of the company’s total book of business, and we’ve far exceeded expectations with 20,000+ digital applications in Spanish,” said Rate CEO Victor Ciardelli. “Now with the Rate App in Spanish, we’re giving Spanish-speaking buyers the same high-performance mobile experience that’s helped millions of homeowners, because language should never be what holds someone back.”
“This launch demonstrates what equity in action looks like. It’s not a translation — it’s a fully in-language journey designed to honor and empower the Spanish-speaking community at every step of homeownership,” said Arlyn Kalinski, SVP, fair & equitable lending strategies at Rate. “Spanish-speaking buyers are mobile-first, ambitious and driving the future of U.S. homeownership. With the Rate App in Spanish, we’re not just meeting them where they are — we’re giving them the same seamless, high-performance tools as any other customer.”