The Realtor moniker represents more than just a job title — it reflects membership in a professional network committed to ethics, education and advocacy. Behind every Realtor is a structured association system that helps support the profession for all real estate professionals and protects consumer property rights. But how exactly do Realtor associations operate, and why should their input matter to consumers, communities and policymakers?

The three-tiered structure

Realtor associations are organized into three tiers: local, state and national. Each plays a distinct role in serving members and advancing the broader mission of real estate advocacy.

• Local Associations are the first point of contact for most Realtors. These groups offer hands-on resources like continuing education, networking opportunities, MLS access and local market updates. They are also deeply rooted in their communities, often engaging in housing initiatives, city government, charitable work and partnerships that support local economic development. In short, local associations have a strong pulse on the needs and challenges of specific neighborhoods and cities.
• State Associations represent Realtors at the state level and provide a broader perspective on real estate issues. These organizations advocate for legislation that impacts homeownership, property rights and the real estate profession within the state. They also help standardize professional practices and provide legal and risk management support for members.
• The National Association of REALTORS® is the largest trade association in the U.S. and represents over 1.5 million members. NAR focuses on federal policy advocacy, national housing research and establishing professional standards, such as the Realtor Code of Ethics. It also provides tools, campaigns and public-facing initiatives to raise awareness about homeownership and responsible development.

How decisions are made

Every level of Realtor associations is member-driven. Decisions typically originate at the local level and can move upward as issues gain relevance. Starting at the ground floor locally and moving through the national level, committees made up of Realtors review proposals and make recommendations. Whether it’s lobbying for zoning reform or updating the Code of Ethics, the process is democratic and transparent. Additionally, association leadership positions are elected, and members have opportunities to weigh in at every level.

This bottom-up structure ensures decisions made by Realtor associations reflect the realities of day-to-day transactions and client needs rather than being driven solely by national interests.

Why their voice matters

Some may see Realtor associations as industry advocates only, but their influence often extends to protecting consumers and communities. For example, when associations push for policies that expand affordable housing or protect fair housing rights, they are advocating for a more equitable and accessible housing market. The education and legal efforts conducted also help ensure property transactions are handled professionally and transparently.

In times of uncertainty, such as economic downturns, natural disasters or rapid market shifts, Realtor associations serve as stabilizing forces, offering guidance, tools and advocacy to keep the housing market functioning fairly.

While Realtor associations may work behind the scenes, they play a key role in shaping the real estate landscape for all real estate professionals. Their tiered structure ensures local voices are heard at state and national levels, and their collective expertise helps protect both the integrity of the profession and the rights of property owners.

Paul Epperley is the 2025 President of the Greater Fort Worth Association of REALTORS®.